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Florida Foreclosure Process – Initial Foreclosure Defense Responses

What is the First Step for Florida Foreclosure Attorneys to Assert Foreclosure Defenses? Before examining your substantive defenses to foreclosure, your attorney should discuss with you the various defenses that have emerged in the pre-foreclosure process.  These include deficiencies in notices of acceleration, problems with service of your lawsuit, and errors in pre-foreclosure debt collection …

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Florida Foreclosure Process – Notices of Acceleration and Foreclosure Defense

What is a Notice of Acceleration and When Does It Appear in the Florida Foreclosure Process? During the pre-litigation period, before a bank or servicer has filed a lawsuit, borrowers may receive a notice of acceleration.  The notice usually sets forth the amount owed under the note, the fact that the bank is immediately demanding …

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Florida Foreclosure Process – Pre-Lawsuit Notices and Foreclosure Defense

What Kinds of Pre-Lawsuit Notices Appear in the Florida Foreclosure Process? Several different kinds of notices are commonly encountered by homeowners during the foreclosure timeline leading up to the filing of a foreclosure lawsuit.  One type of notice, for example, may be a form debt collection letter providing the homeowner with notice that the creditor …

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Florida Foreclosure Process – Foreclosure Timeline and Foreclosure Defense

What is the Timeline of the Florida Foreclosure Process Before Litigation? One of the most common questions a Florida foreclosure defense attorney receives is “What is the timeline of the Florida Foreclosure Process before a lawsuit is filed?”  The short answer is, there is no uniform time frame of falling behind on mortgage payments that …

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Florida Foreclosure Process – Service of Process and Foreclosure Defense

How Does the Florida Foreclosure Process Begin? The litigation portion of the Florida foreclosure process typically begins with a lender recording a “lis pendens” on the public records of the county in which the property is located.  The lis pendens puts the public on notice that the lender or servicer plans to commence an action …

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